Living a healthy life is always a beautiful choice. According to the survey of Insurance Regulatory and Development Authority of India, there are policies from private sectors. There are also Government Sectors available in the country.
Over a billion of Policyholders in India are claiming their policies and also getting their needs. Having a Health Insurance is very helpful even when you claim it accordingly. With the best health Insurance Companies and also their Insurance plans will surely help you to get all the necessities.
Here are the Top 6 Best Health Insurance Companies in India that will help you to match the requirements.
List of Best Health Insurance Companies in India
Apollo Munich Health Insurance Company Limited
Apollo Munich Health Insurance Company Limited is one of the best names in Health Insurance Companies in India. According to the stats, the company had a high claim ration of 63.3% for the year of 2014-2015.
It set a record for being the largest and also the most claimed Insurance Company for the last six years. Apart from this, Apollo Munich Health Insurance Company Limited is one of the leading companies. It is spread across the country with a number of benefits including portability and also lifelong renewability options.
Star Health & Allied Insurance Company Limited
The Star Health & Allied Insurance Company Limited is one of the biggest names in the healthcare industry. The company is a joint venture between the Oman Health insurance Company and also the ETA Ascon group.
According to the surveys held in the year of 2016-17, the ICR is around 60.51% and it is also big. Also, the company comes with in-house TPA to ensure the cashless facility. It comes up with some of the most exciting products for Diabetic patients and also for HIV patients.
Max Bupa Health Insurance Company Limited
The Max Bupa Health Insurance Company Limited is a very well known company over the past few years. According to the financial year reports of 2016-17, the claim report is nearly 51.96%. It has different plan details for the needs.
There are plans for all citizens of the country with all age group to help you the Insurance. The company has been able to provide accurate knowledge and also proper insurance claims with the help of local expertise. There are different plans for different policies including Individuals, Family and also for fixed benefits.
ICICI Lombard General Insurance Company Limited
ICICI Lombard General Insurance Company Limited is a big brand of the ICICI Limited, Apart from this, the insurance company is just famous for the health Insurance service for the clients. The ICICI Lombard also includes healthy advantages.
It not only includes hospital benefits but also includes outpatient benefits also. According to the major statistics, the ICR of the FY 2016-17 is just around 90.22%! However, it is already a new record. I personally use this company for my health insurance and very much satisfied with the response.
Religare Health Insurance Company Limited
The Religare Health Insurance Company Limited is a joint venture Corporation. It is between Religare Enterprises Limited, Union Bank of India and Corporation Bank. The launch of the Company gets back to the year of 2012. This is completely on a regular basis from all the customers. The Insurance Company has risen up in a very short span of time.
According to the latest reports, the ICR of 61.13% is just a new achievement for the Company. This is on the Financial Year of 2016-17. Officially, it is still one of the best companies to get your health insurance from.
Bajaj Allianz General Insurance Company Limited
Bajaj Allianz General Insurance Company Limited is definitely one of the biggest names in the list of the Insurance Industry. It is a joint venture by Bajaj Finserv Limited and Allianz SE to get up the health products.
There are definitely three major products which include health guard, Silver Health and also Star Package. It can give out optimum results.
Over the years, it already has steps of success and the current ICR is 78.50% for 2016-17. It is definitely the most successful things that you can get.
So, here are the Top 6 Best Health Insurance Companies in India that you may like to go ahead with. These names are there according to the current turnover of the previous Financial Year. Most of them have specific advantages in the healthcare industry as well.
Buying health Insurance is kind of tricky and you must consult your financial advisor for the better plan for yourself and your family.
Disclaimer: This is not a sponsored post, the article is totally based on user experience and quality of service, so user experience can vary person to person.